FIXED RATE PROTOCOL · BSC MAINNET · LIVE

DeFi Lending BORROW & SUPPLY AT FIXED RATES

Borrow and Supply with your chosen fixed interest rate. No banks, no middlemen — just immutable smart contracts on Binance Smart Chain. Full control. Zero custody.

4.08%
MARKET RATE
50K+
MIN. BORROW
180D
MAX DURATION
0%
CUSTODY FEE
HOW IT WORKS →
LENDING TERMINAL
LIVE
💎 USDT
%
Reference market rate: 4.08% APR
Principal$50,000 USDT
Interest (30D)$204.00 USDT
Protocol Fee0.00%
Total Repayment$50,204.00 USDT
🔒 Connect wallet to proceed · Non-custodial · Zero custody
HEXA PROOF AUDIT
BSC VERIFIED CONTRACT
ZERO CUSTODY
INSTANT DISBURSEMENT
ON-CHAIN TRANSPARENCY
// FLOW
How DeFi Lending Works

Four steps from wallet to fixed-rate loan — all on-chain, all automated.

01
🔗
CONNECT WALLET
Connect your BSC-compatible wallet. No registration, no KYC. Fully permissionless access.
02
📋
SET YOUR TERMS
Choose your borrow amount, set your desired fixed interest rate, and select duration (30/90/180 days).
03
⚡
SMART CONTRACT MATCH
The protocol algorithmically matches your request with liquidity providers. Loan disbursed instantly to your wallet.
04
💰
AUTO-REPAY
Choose auto-repay or flexible rate conversion. Smart contract handles everything — no manual intervention needed.
// CAPABILITIES
Protocol Features
01
📌
FIXED INTEREST RATES
  • Choose your own rate
  • Rate locked at loan creation
  • No surprise fluctuations
  • Transparent pricing always
02
⚡
INSTANT DISBURSEMENT
  • Loan sent directly to wallet
  • Zero waiting period
  • On-chain confirmation
  • Available 24/7 globally
03
🔒
NON-CUSTODIAL
  • Funds never leave your control
  • Zero platform custody
  • Smart contract enforced
  • Self-sovereign finance
04
💧
SUPPLY LIQUIDITY
  • Earn yield as a supplier
  • Flexible supply terms
  • Automated interest accrual
  • Withdraw anytime (flexible)
05
🔄
AUTO-REPAY SYSTEM
  • One-click auto-repay setup
  • Or convert to flexible rate
  • No missed payment risk
  • Customizable repayment flow
06
🌐
BSC POWERED
  • Low gas fees on BSC
  • Fast transaction finality
  • USDT (BEP-20) native
  • Verified on BscScan
// PROTOCOL METRICS
4.08%
Market Rate
Reference APR
50K
Min Borrow
USDT (BEP-20)
180D
Max Duration
Flexible terms
0%
Custody Fee
Trustless protocol
// SECURITY
Trust & Security

Fully audited, verified, and immutable lending infrastructure.

🛡️
HEXA PROOF AUDIT
Full smart contract audit — all critical lending paths verified and signed.
✓ VERIFIED
⬡
BINANCE VERIFIED
Deployed and source-verified on Binance Smart Chain mainnet.
✓ VERIFIED
🔐
ZERO CUSTODY
Funds flow directly wallet-to-wallet. The protocol never holds your assets.
ACTIVE
📡
ON-CHAIN TRANSPARENCY
All rates, terms, and repayments are fully verifiable on-chain at any time.
LIVE
// GET STARTED
Ready to Borrow
at Fixed Rates?

Join thousands of DeFi users who trust DefiAX for transparent, immutable, and non-custodial lending on BSC.

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